Professional work, not an estimate store
What is an insurance estimate or supplement?
An insurance repair estimate documents the visible damage and proposed repair operations known at the time it is written. A supplement documents legitimate repair requirements identified later through closer inspection, research, access, or disassembly that were not included in the earlier estimate.
The fee reflects professional inspection, technical research, repair planning, and documentation required to build a defensible repair plan—not merely the time spent looking at the damage.
Depending on the vehicle and repair, this may include detailed inspection, PDR lighting, damage analysis, repair planning, OEM research, manufacturer procedures or position statements, R&I research, professional repair-information resources, commercial estimating resources, photographs, supporting technical documentation, written estimate preparation, estimate review, and supplement preparation where appropriate.